Financial Literacy
Managing Student Debt & Financial Literacy
Why Financial Literacy Matters
Understanding how to manage student loans and personal finances is essential for long-term success. At Piedmont Technical College, we provide resources to help you make informed decisions about borrowing, budgeting, and repayment.
GradReady
We partner with Ascendium to offer GradReady, an interactive financial literacy platform designed to guide you through every stage of your college journey.
GradReady includes:
- Videos & Tutorials on budgeting, credit, and loan repayment.
- Interactive Tools for creating a personal budget and estimating loan payments.
- Tips & Articles to help you make smart financial decisions.
Access GradReady here:
https://gradready.com/sponsor/ptc
Responsible Borrowing
Before taking out student loans:
- Borrow only what you need.
- Understand your repayment options.
- Explore scholarships and grants first.
Loan Repayment Resources
- Federal Loan Repayment Calculator: https://studentaid.gov/loan-simulator/
- Learn about income-driven repayment plans and forgiveness options.
Financial Literacy Course
Students receiving SCWINS funding can complete a financial literacy course that includes GradReady videos and quizzes to reinforce smart money management.
Need Help?
Contact the Financial Aid Office for personalized guidance:
Email: [email protected]
Phone: 864-941-8365