Loan Processor

Date Posted: November 4, 2020

Deadline: March 31, 2020

Organization: HopeSouth Credit Union

Location: Abbeville

Website: View Website

Job Type: Full Time

Wages/Salary: $12.00 up to $15.00

Requirements:

Education

  • High school diploma or equivalent.Associate degree in Business preferred.

     

Required Skills / Experience

  • 1-2 years of similar or related experience

  • Possess intermediate mathematical skills performing calculations involving decimals, percentages, etc.

  • Possess problem-solving skills required to resolve situations that go beyond clear, concise guidelines

  • Possess the ability to accurately handle multiple functions and priorities

  • Possess basic proficiency in one or more software programs

  • Possess well-developed communication skills using courtesy and discretion

Job Description:
  • Interview members and determine their financial needs.
  • Obtain and analyze member credit report and calculate secured/unsecured debt to income ratio.
  • Exercise judgment and discretion in making loan decisions under authority delegated. To include determining co-signers, guarantors and joint loan applicant credit worthiness and eligibility.
  • Properly communicate with the member to ensure a positive and clear understanding of the loan decision.
  • Ensure the loans are complete and disbursed to include but not limited to: Appropriate structure, determine collateral needs, setting the appropriate terms and conditions to adhere to Lending Policy and to limit potential loss and maintain quality requirements.
  • Maintain knowledge of all credit union products and services; cross-sell those that best meet the members’ needs.
  • Maintain or surpass sales performance standards and service skills to enhance the member experience and meet established goals.
  • Administer target marketing campaigns to borrower’s and keep abreast of change in lending trends.
  • Administers collateral protection insurance program.
  • Maintain knowledge of all state and federal regulations that are applicable to the lending function.
  • All other duties and responsibilities as assigned.

Why Work Here?

HopeSouth offers great benefits and a lot’s of room for growth!

 

Schedule:
Monday through Friday
Contact Name:
Faye Crocker
Contact Phone Number: 864-366-9622
Application Process:
email resume to fcrocker@hopesouth.org
Employer Address:

807 W Greenwood St
Abbeville, SC 29620
United States

Our organization does not discriminate on the basis of race, color, religion, national origin, age, sex, sexual orientation, or disability.