Loan Processor

Date Posted: November 4, 2020

Deadline: June 28, 2019

Organization: HopeSouth Credit Union

Location: Abbeville

City: Abbeville, SC

Website: View Website

Job Type: Full Time

Wages/Salary: Negotiable

Requirements:
  • High school diploma or equivalent.Associate’s degree in Business preferred.
  • Possess intermediate mathematical skills performing calculations involving decimals, percentages, etc.
  • Possess problem-solving skills required to resolve situations that go beyond clear, concise guidelines.
  • Possess the ability to accurately handle multiple functions and priorities.
  • Possess basic proficiency in one or more software programs.
  • Possess well-developed communication skills using courtesy and discretion.
Job Description:
  • Interview members and determine their financial needs.

  • Obtain and analyze member credit report and calculate secured/unsecured debt to income ratio.

  • Exercise judgment and discretion in making loan decisions under authority delegated. To include determining co-signers, guarantors and joint loan applicant credit worthiness and eligibility.

  • Properly communicate with the member to ensure a positive and clear understanding of the loan decision.

  • Ensure the loans are complete and disbursed to include but not limited to: Appropriate structure, determine collateral needs, setting the appropriate terms and conditions to adhere to Lending Policy and to limit potential loss and maintain quality requirements.

  • Maintain knowledge of all credit union products and services; cross-sell those that best meet the members’ needs.

  • Maintain or surpass sales performance standards and service skills to enhance the member experience and meet established goals.

  • Administer target marketing campaigns to borrower’s and keep abreast of change in lending trends.

  • Administers collateral protection insurance program.

  • Maintain knowledge of all state and federal regulations that are applicable to the lending function.

  • All other duties and responsibilities as assigned.

Schedule:
Monday through Wednesday
8:00am until 5:00pm
Thursday and Friday
8:00am until 5:30pm
Contact Name:
Faye Crocker
Contact Phone Number: 864-366-9622
Application Process:
Call or email if interested.
Employer Address:

807 W Greenwood St
Abbeville, SC 29620
United States